XBP International uses the information we collect to operate, improve and personalize the products and services we offer. We also may use the information to communicate with you, for example, informing you about your account and security updates or to offer you products and services that might be of interest to you. And we may use the information to help make the ads you see on our ad-supported services more relevant.
We will not, without your consent, sell, publish or share information you entrust to us that identifies you or any person. We may share your personal information as needed to complete any transaction or provide any service you have requested or authorized; with vendors or affiliates working on our behalf; or when required by law or to respond to legal process.
We may also share or disclose your personal information with our affiliates and subsidiaries. We may share or disclose your personal information to protect our Users; to maintain the security of our services; to detect, prevent or report fraud, criminal activity, or violations of our terms of service/use; to protect the health and safety of our Users or the general public; and to protect our rights and property.
All financial companies need to share Users' personal information to run their everyday business. In the table below, we list the reasons why financial companies can share their Users' personal information; the reasons we choose to share; and whether you can limit this sharing. When you are no longer our user, we continue to share your information as described in this privacy statement.
Email us at email@example.com Please note: If you are a new User, we can begin sharing your information  days from the date we sent this notice. When you are no longer our User, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
'Non-affiliates' means companies not related by common ownership or control. 'Joint marketing' means a formal agreement between non affiliated financial or non-financial companies that together market financial products or services to you.
Users with VT Mailing Address: We will not share your creditworthiness with our affiliates, except as permitted or required by applicable law.
Users with CA Mailing Address: We will not share information we collect about you with non-affiliates, unless the law allows.
Users with NV Mailing Addresses: We are providing you this notice pursuant to Nevada law. If you prefer not to receive marketing communications from us, you can opt-out here by sending an email to firstname.lastname@example.org
We reserve the right, in our sole discretion, to share or disclose your personal information with law enforcement, government officials, and other regulatory agencies. We may share or make available anonymous or aggregate information that cannot by used to identify you with:
3rd parties for research, marketing and promotional purposes and those 3rd parties may publicly report the findings of their research or analysis;
Organizations that conduct research into consumer spending; and Users of our services for purposes of comparison of their personal financial situation relative to the broader community.
If XBP International or its assets are acquired by another company, or in the event of a merger, consolidation, change in control, transfer of substantial assets, reorganization, or liquidation, we may transfer, sell, or assign to third parties, information concerning your relationship with us, including, without limitation, personal information that you provide and other information concerning your relationship with us. Such 3rd parties will assume responsibility for the personal information collected by us in connection with our business operations or through our Sites and such third parties will assume the rights and obligations regarding such information as described in this XBP International Privacy Statement.
As described above, state laws and individual companies may give you additional rights to limit sharing. If you would like to like to limit sharing of your personal information, please email: email@example.com
We take the security of your data seriously. We use technical and administrative security measures such as, but not limited to, firewalls, encryption techniques, and authentication procedures, among others, to work to maintain the security of your online session and personal information.
You may access, review, and update much of the information you have submitted to us at any time via XBP International. You may choose to close or request that we delete your account and your associated data at any time.
We will use commercially reasonable efforts to remove your data, although some information may be retained. For example, some information may be retained on a server or media, which is necessary to help ensure continued availability of our products and services. We retain your Personal Information as long as necessary to provide the services you have requested. Additionally, we may retain Personal Information to comply with law, prevent fraud, resolve disputes, trouble shoot problems, enforce our TOS, and as permitted by applicable law.
We may send periodic service-related alerts, weekly summaries, notifications, newsletters, promotions, or other information via email and text. You may choose to stop receiving alerts, summaries, newsletters and promotions by indicating your preference in your account profile or settings. You will not be able to opt-out of any service-related or critical alerts.
You may also follow the unsubscribe instructions in the email or text message you receive. Please note that certain service-related messages that we send are necessary for the proper functioning and use of the XBP International product and services and you may not have the ability to opt-out of those messages.
The data we process may be transferred to, stored, and processed in, the United States or any other country in which XBP International, its parent company or its affiliates, subsidiaries, or service providers maintain operations. By using and providing information to us through our Service, you agree and consent to the transfer, storage, and processing of your data to any such country in order to provide the Service.
Express Ca Corp Single Sign-On is a service that allows you to sign-in to a variety of Express Ca Corp products, services, and sites. We will collect certain information for security purposes in order to verify your identity, to reset your password if you cannot access your XBP International. Some products and services may require added security and may be asked to provide additional information. The email address and password that you use to sign up for XBP International account are your "credentials" that you will use to authenticate with our network. We assign a unique ID number to your credentials to identify you and associated information.
If you choose to use product or service that uses information about your location, we may collect location information from your device and will notify you of this collection. You may control or disable the sharing of location information via your device setting and/or the service.
Without an industry or legal standard of interpreting Do Not Track Signals ('DNT') sent to us by your browser, we do not respond to DNT signals at this time. To learn more about how DNT works, please visit http://allaboutdnt/
Express Ca Corp does not knowingly collect information from children. XBP International and XBP International products and services are not intended for children under the age of 13.
XBP International does not allow the sharing of accounts between users or individuals.
We may update this Privacy Statement periodically. If we make material changes to the way we process your Personal Information, we will provide you notice via our service or by some other means, such as via email. Please review any changes carefully. If you agree with the changes, continue to use our Services. If you object to any of the changes and no longer wish to use our services, you may close your account(s). All changes are effective immediately upon posting and your use of our Service after a notice of material change or posting of an updated Privacy Statement shall constitute your consent to all changes.
Other Important Privacy Information
If you have questions or concerns regarding this Privacy Statement, our security practices, or our information processing practices please contact us:
In writing: Attn: Privacy, Express Ca Corp 10 George St.North. Brampton ON. L6X1R2 Canada.
Email us at firstname.lastname@example.org